Many individuals and small enterprises lack access to finance due to strict collateral requirements and high interest rates. ODI’s Financial Inclusion Programme creates innovative pathways to affordable credit and financial literacy.

What We Do:

• Promote access to savings and credit through cooperatives like SIFCO Cooperative.
• Develop fintech solutions such as WezaCash and Baraka Finance.
• Provide financial literacy training for rural entrepreneurs and women.
• Pilot inclusive insurance models like Lunar Healthcare for low-income households.
• Research and advocacy for pro-poor financial policies.

Impact Goal:
Empower underserved communities to access capital, grow businesses, and achieve financial independence.