The Sustainable Investment and Financial Cooperative (SIFCO) is a multipurpose cooperative that brings people together to pool resources, invest jointly, and access affordable financial services.
SIFCO Cooperative is founded on the belief that collective action creates stronger communities. By working together, members gain access to credit, savings opportunities, and shared investments that would be difficult to achieve individually.
What We Do
- Joint Investment Opportunities
- Members pool resources to invest collectively in viable ventures such as agribusiness, housing, and local enterprises.
- Profits are shared equitably, enabling members to grow wealth and secure long-term assets.
- Savings and Credit Services
- Provides members with access to affordable credit without the exploitative interest rates of moneylenders.
- Encourages a culture of savings and financial discipline through structured saving schemes.
- Members build a credit history that can support them in accessing larger financial services.
- Community Empowerment
- The cooperative strengthens solidarity by enabling members to support each other in times of need.
- Training in financial literacy, cooperative governance, and entrepreneurship ensures sustainability.
- Inclusive Participation
- SIFCO prioritizes women, youth, and low-income earners, ensuring they are not left behind in economic development.
- Services are designed to be affordable, transparent, and community-driven.
Impact
SIFCO Cooperative is transforming communities by:
- Increasing access to credit and investment opportunities for low-income groups.
- Strengthening household resilience through collective savings.
- Building community-owned assets that support long-term growth.
- Promoting inclusive local economic development.
Vision
To build a self-reliant and empowered membership base where collective investment and access to financial services drive shared prosperity and sustainable livelihoods.